Spring is the perfect time to upgrade your vehicle. Whether you want the latest features of a brand-new car or the affordability of a certified pre-owned (CPO) model, both options have their advantages. But which one is right for you?

If you’re shopping for a car in Wilson, NC, this guide will help you compare new and CPO vehicles, explore the best models, and find the best financing options to fit your budget.

New vs. Certified Pre-Owned: What’s the Difference?

Before making a decision, it’s important to understand what sets new and CPO vehicles apart.

Benefits of Buying a New Car

• Latest Features & Safety Technology: Advanced driver-assist systems, infotainment updates, and fuel-efficient engines.
• Full Warranty Coverage: Most new cars include a 3-year/36,000-mile bumper-to-bumper warranty and a 5-year/60,000-mile powertrain warranty.
• Better Financing Options: New cars often qualify for lower interest rates and dealership incentives.

Potential Downsides of New Cars

• Higher upfront costs compared to CPO models.
• Depreciation—new cars lose 20-30% of their value in the first year.
• Higher insurance premiums.

Benefits of Buying a Certified Pre-Owned (CPO) Car

• Lower Price: CPO cars are more affordable while offering many of the same perks as new models.
• Manufacturer Warranty: Most CPO vehicles come with extended warranty coverage.
• Less Depreciation: A CPO car has already gone through its biggest drop in value.

Potential Downsides of CPO Cars

• Limited selection—CPO cars are only available in specific makes and models.
• May have slightly older technology compared to brand-new vehicles.
• Financing rates may be slightly higher than those for new cars.

Best Certified Pre-Owned Models to Buy in 2025

Top CPO Sedans

• Honda Accord: Fuel-efficient and known for long-term reliability.
• Toyota Camry: Spacious, smooth ride, and excellent safety ratings.
• Chevy Malibu: A great balance of performance, technology, and comfort.

Top CPO SUVs

• Honda CR-V: A top-rated small SUV with excellent fuel economy.
• Toyota RAV4: A versatile SUV with strong resale value.
• Chevy Equinox: Great for families looking for space and affordability.

Top CPO Trucks

• Chevy Silverado 1500: A dependable, high-performance pickup truck.
• Toyota Tacoma: A durable midsize truck, perfect for both work and adventure.

How to Get the Best Financing for a CPO Car

Financing a CPO vehicle is slightly different from financing a new car. Here’s how to get the best deal:

1. Compare Loan Options

• Manufacturer CPO Programs: Some automakers offer low-interest rates on CPO models.
• Credit Unions & Banks: Local lenders sometimes provide better financing rates.
• Dealership Financing: Some dealerships offer promotional CPO financing.

2. Get Pre-Approved

Before visiting the dealership, secure pre-approval to ensure you’re getting the best financing terms.

3. Consider a Larger Down Payment

Using a tax refund or trade-in value as a down payment can reduce your monthly payments.

4. Check Your Credit Score

A higher credit score (above 700) will usually qualify for the best interest rates.

Should You Buy New or CPO? Key Questions to Ask

Buy New If:

• You want the latest features and technology.
• You plan to keep the car for 7+ years.
• You qualify for low-interest financing.

Buy CPO If:

• You want a lower price and less depreciation.
• You need the security of a manufacturer warranty.
• You’re looking for a newer model without the high price tag.

Final Thoughts: Making the Right Choice for You

Both new and certified pre-owned vehicles offer unique benefits. If you value cutting-edge technology and full warranty coverage, a new car might be your best bet. If you’re looking to save money while still getting a reliable, manufacturer-backed car, a CPO model is a smart choice.

Looking for the best selection of new and certified pre-owned vehicles in Wilson, NC? Visit Hubert Vester Auto Group to explore the latest models and financing options.

📞 Call us today at (252) 677-5175 or visit our showroom to find your perfect car this spring!

People Also Ask

Is it better to buy a new or certified pre-owned car?

It depends on your priorities. New cars offer the latest technology and full warranties, while CPO vehicles provide great value with manufacturer-backed warranties at a lower price.

Do certified pre-owned cars qualify for financing incentives?

Yes, many automakers and dealerships offer special financing rates on CPO models, making them a great alternative to new cars.

What is the best time of year to buy a CPO car?

Spring and end-of-year sales events often have great CPO deals, as dealerships look to clear inventory and attract buyers with competitive offers.

Are CPO cars more expensive than regular used cars?

Yes, but they come with added benefits like extended warranties, inspections, and manufacturer backing, making them a safer long-term investment.